Fee Protection Insurance gives your business financial security if HMRC decides to open a tax investigation or enquiry. Even when you’ve done everything correctly, HMRC checks can be time-consuming, stressful, and expensive to deal with. This insurance covers the professional fees involved in handling HMRC enquiries — so you’re protected from unexpected costs and have expert representation from start to finish.

HMRC enquiries can be triggered for many reasons: random selection, discrepancies in your accounts, industry benchmarks, or simply increased scrutiny in your sector. Without insurance, the cost of defending an enquiry can be significant, even when no additional tax is due. Fee Protection Insurance ensures you have experienced accountants on your side without worrying about mounting fees.

With this cover in place, we can handle every aspect of the enquiry — from gathering documents and responding to HMRC to negotiating outcomes and ensuring full compliance. You stay protected, your business stays supported, and the financial burden of an investigation is removed.

Fee Protection Insurance offers peace of mind, predictable costs, and a clear defence strategy, allowing you to focus on running your business confidently, whatever HMRC sends your way.